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Terms & Conditions

Last updated: October 18, 2026

These Terms & Conditions (“Terms”) govern your access to and use of the Yam Accounting Solutions web application and related services (“YAM” or the “Service”). By registering or using the Service, you agree to these Terms.

1. The Service

YAM provides online tools for bookkeeping support, bank statement processing, invoicing, and reporting. The Service is intended for business use. We may update features, limits, or availability from time to time.

2. Your account

You are responsible for keeping your login credentials confidential and for all activity under your account. You must provide accurate registration and company information and notify us promptly of unauthorised access.

3. Acceptable use

You may not misuse the Service, attempt to breach security, upload unlawful content, or use the Service in a way that harms others or our infrastructure. We may suspend or terminate access for violation of these Terms.

4. Your data

You retain ownership of data you upload. You grant us a limited licence to host, process, and display that data solely to operate the Service. Our handling of personal information is described in the Privacy Policy.

5. Not professional advice

YAM is software, not a substitute for qualified accounting, tax, or legal advice. Reports and categorisations are based on the information you provide. Confirm outcomes with your accountant or adviser before filing or making decisions.

6. Fees

Where fees apply, they will be communicated before you incur them. Failure to pay may result in restricted access.

7. Disclaimer and limitation of liability

The Service is provided “as is” to the extent permitted by law. Yam Accounting Solutions is not liable for indirect, incidental, or consequential damages arising from use of the Service. Our total liability is limited to the fees you paid us in the twelve months before the claim, or zero if the Service is free.

8. Changes

We may revise these Terms. Material changes will be posted on this page with an updated date. Continued use after changes constitutes acceptance.

9. Governing law

These Terms are governed by the laws of the Republic of South Africa, unless mandatory consumer protections in your jurisdiction require otherwise.

10. Contact

Questions about these Terms: admin@yam-accounting.com.

  • How to use YAM
  • · Terms & Conditions
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  • · Legal disclosures

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How to use Yam Accounting

Follow these steps to set up your books. Start with your company bank, then bring in transactions and billing.

  1. 1
    Upload statements

    Open Statement, choose Upload Statement, and import a PDF from your linked bank (FNB or Capitec). Assign categories and sections so transactions appear in reports.

  2. 2
    Add customers

    Go to Customer and add people or businesses you invoice. Include at least a cellphone number or email address.

  3. 3
    Create invoices

    On Invoice, create a quote or invoice for a customer, set the type and expiry date, then add line items and send or download as needed.

  4. 4
    View company reports

    Under Reports, open the income statement, balance sheet, or cash flow statement. Pick a date range to see totals built from your classified statement data.

    Income statement · Balance sheet · Cash flow