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Legal disclosures

Last updated: October 18, 2026

Important legal and regulatory information about Yam Accounting Solutions and the YAM application.

Operator

The Service is operated by Yam Accounting Solutions (Yam Business Solutions). For correspondence: admin@yam-accounting.com.

Nature of the Service

YAM is business software for recording and organising financial information. We are not a registered bank, payment processor, or statutory auditor unless explicitly stated in a separate written agreement. Features may vary by account and configuration.

Third-party services

The Service may integrate with or rely on third parties (for example email delivery, map or conversion APIs, or bank file formats). Those providers have their own terms and privacy practices. We are not responsible for third-party sites or services linked from the application.

Electronic communications

By using the Service you consent to receive transactional communications electronically (including email and in-app notices) related to your account and security.

Intellectual property

Software, branding, and documentation are owned by Yam Accounting Solutions or its licensors. You receive a limited, non-exclusive licence to use the Service according to the Terms & Conditions.

Regulatory note (South Africa)

You remain responsible for compliance with SARS, CIPC, and other obligations applicable to your business. YAM does not file returns or registrations on your behalf unless agreed in a separate professional services engagement.

Dispute resolution

We aim to resolve concerns informally first. Contact us at admin@yam-accounting.com. Unresolved disputes may be subject to the governing law described in our Terms.

Related documents

  • How to use YAM
  • Terms & Conditions
  • Privacy Policy
  • How to use YAM
  • · Terms & Conditions
  • · Privacy Policy
  • · Legal disclosures

© 2026 Yam Accounting Solutions. All rights reserved.

Designed and developed by Yam Accounting Solutions

How to use Yam Accounting

Follow these steps to set up your books. Start with your company bank, then bring in transactions and billing.

  1. 1
    Upload statements

    Open Statement, choose Upload Statement, and import a PDF from your linked bank (FNB or Capitec). Assign categories and sections so transactions appear in reports.

  2. 2
    Add customers

    Go to Customer and add people or businesses you invoice. Include at least a cellphone number or email address.

  3. 3
    Create invoices

    On Invoice, create a quote or invoice for a customer, set the type and expiry date, then add line items and send or download as needed.

  4. 4
    View company reports

    Under Reports, open the income statement, balance sheet, or cash flow statement. Pick a date range to see totals built from your classified statement data.

    Income statement · Balance sheet · Cash flow